En. Zafran Haikal Lokman
HRD, AICB, CQIFM, IQIF, AQIF, Econ., UM, B.S.I.S., Yarmouk Univ
Credentials
- HRD Corp certified trainer from Jabatan Pembangunan Kemahiran, Kementerian Sumber Manusia Malaysia – National Competency Standard Train The Trainers (TTT) (2023)
- RHB Group – Future Skills Programme Tier-2 (Data Analytics, Artificial Intelligence, Financial Technology) (2022)
- Islamic Professional Credit Certification from Islamic Banking & Finance Institute of Malaysia (IBFIM) (2021)
- Professional Banker certificate from Asian Institute of Chartered Banker (AICB) (2019)
- Certified Qualification in Islamic Finance (CQIF) from Islamic Banking & Finance Institute of Malaysia (IBFIM) (2017)
- Intermediate Qualification in Islamic Finance (IQIF) from Islamic Banking & Finance Institute of Malaysia (IBFIM) (2016)
- Associate Qualification in Islamic Finance (AQIF) from Islamic Banking & Finance Institute of Malaysia (IBFIM) (2015)
Experiences
- Senior Manager, Islamic Product Management Chapter at RHB Islamic Bank Berhad
- Provides education and training for banking and financial services
- Focuses on structuring Islamic Banking products & solutions for institutional, corporate and retail clients in Shariah compliant business
- Specializes in the Treasury and Global Markets, covering Investment Account, Islamic Liquidity & Funding Management and Islamic Structured Products
- Previously attached to the Shariah Advisory & Governance of CIMB Islamic Bank Berhad for approximately 6 years
- Served in a Shariah Advisory role covering Retail Banking, Commercial Banking, Corporate Banking, Syndication and Trade Financing
- Conducted several in-house trainings on Islamic products and Shariah, covering topics such as Shariah Guidelines on Marketing Material, Application of Shariah rulings in Islamic Banking products (Islamic Deposits and Islamic Financing) and general Shariah application.
- Area of Expertise
- Islamic Treasury & Global Markets
- Funding & Liquidity Management
- Islamic Structured Products
- Islamic Deposits
- Islamic Financing
- Consumer, Commercial,Corporate Banking
- Investment Accounts
- Sustainability & Green Financing
- Corporate Governance
- Shariah Governance
- Shariah Structuring
- Shariah Advisory
- Shariah Research
- Shariah Secretariat
- Credit Management
- Professional Certifications
