Pn. Nurull Rahmat
HRDF, CFC, Diploma Eng (BM) UTM
- Passionate financial trainer and debt management specialist
- Dedicated to helping individuals and families regain financial control
- 15 years of experience in the financial industry
- Deep understanding of debt management strategies, budgeting techniques, and effective money management principles.
Credentials
- Certified Trainer, National Competency Standard, Certificate Awarded By the Ministry of Human Resources, Department of Skills Development, 2023
- Diploma Engineering Business Management from University Technology
Malaysia, 2008 - Distinction Practical Accounting from Jasa Accountancy, 2005
- Member of Malaysian Association Certified Coach (MACC)
Experiences
- Specialize in creating personalized debt management plans
- Tailor plans to unique client circumstances
- Assess financial situations and develop strategies to reduce debt
- Negotiate with creditors and establish sustainable repayment plans
- Guide individuals in creating comprehensive budgets aligned with financial goals
- Analyze income, expenses, and debt obligations for informed decision-making
- Educate clients on factors influencing credit scores
- Provide actionable advice to improve creditworthiness
- Review credit reports and implement strategies for positive credit history
- Conduct workshops and seminars on financial topics
- Empower participants with practical tools and knowledge
- Offer one-on-one coaching sessions for personalized guidance and support
- Provide ongoing accountability and customized strategies
- Empower individuals to make informed financial decisions and overcome challenges.
Testimonial
“Working with Nurull Rahmat was a game-changer for our family. Her expertise in debt management helped us navigate our financial challenges with confidence. She was patient, understanding and provided us with practical strategies to improve our credit score and reduce debt. We highly recommend Nurull to anyone seeking a knowledgeable and empathetic financial trainer.”
Cikgu Muhammad
